REALLYSMARTADVICE
REALLYSMARTADVICE

Terms

By accessing the website ("site") at reallysmartadvice.com ("RSA"), you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on our website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on our website;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by RSA at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

The materials on the RSA website are provided on an ‘as is’ basis. RSA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, RSA does not not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall RSA or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if RSA or a RSA authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on our website could include technical, typographical, or photographic errors. RSA does not warrant that any of the materials on its website are accurate, complete or current. RSA may make changes to the materials contained on its website at any time without notice. However RSA does not make any commitment to update the materials.

Links

RSA has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by RSA of the site. Use of any such linked website is at the user’s own risk.

Modifications

RSA may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Texas and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Digital Millennium Copyright Act ("DMCA")

RSA respects the intellectual property rights of others. Per the DMCA, RSA will respond expeditiously to claims of copyright infringement on the Site if submitted to RSA Copyright Agent as described below. Upon receipt of a notice alleging copyright infringement, RSA will take whatever action it deems appropriate within its sole discretion, including removal of the allegedly infringing materials and termination of access for repeat infringers of copyright protected content.

If you believe that your intellectual property rights have been violated by RSA or by a third party who has uploaded materials to our website, please provide the following information to the designated Copyright Agent listed below:

  • A description of the copyrighted work or other intellectual property that you claim has been infringed;
  • A description of where the material that you claim is infringing is located on the Site;
  • An address, telephone number, and email address where we can contact you and, if different, an email address where the alleged infringing party, if not RSA, can contact you;
  • A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law;
  • A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf

RSA may request additional information before removing any allegedly infringing material. In the event RSA removes the allegedly infringing materials, RSA will immediately notify the person responsible for posting such materials that RSA removed or disabled access to the materials.

RSA may also provide the responsible person with your email address so that the person may respond to your allegations.

We reserve the right to make changes or additions to the information and data provided here, without prior notice.

If you have any questions about our policies please contact us by email using the form on our site.

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Disclaimer

The content provided on reallysmartadvice.com and any accompanying materials is intended for educational and informational purposes only. We can not and do not make any guarantees about your ability to get any outcome with our ideas, information, tools, or strategies.

This disclaimer governs your use of reallysmartadvice.com. By using this website, you accept this disclaimer in full. If you disagree with any part of this disclaimer, do not use reallysmartadvice.com or any affiliated websites, properties, or companies. We reserve the right to modify these terms at any time. You should therefore check back periodically for changes. By using this website after we post any changes, you agree to accept those changes, whether or not you have reviewed them.

No promises or professional advice

The information contained in or made available through reallysmartadvice.com (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to financial, medical, or legal matters. All information and resources found on reallysmartadvice.com are based on the opinions of the author unless otherwise noted. All information is intended to motivate readers to make their own decisions. We are not experts in finance, health, or legal matters.

What works and doesn’t work for everyone varies. Humans are ever evolving. Therefore, the information available via this website should not be considered current, complete or exhaustive, nor should you rely on such information for a particular decision or scenario. While the concepts discussed herein are intended to help you understand general concepts about our topics, always conduct your due diligence to determine the latest developments. The author of this site encourages you to do your due diligence before making any decisions. Reliance on any information provided on this site is solely at your own risk. The information provided herein is not guaranteed to produce any particular outcome.

We and our licensors, suppliers, or affiliates make no representations or warranties concerning any application of the information offered or provided within or through reallysmartadvice.com. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.

You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the reallysmartadvice.com, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

Nothing on this page, any of our websites, or any of our content is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance.

Affiliate links

The FTC also requires disclosure about any affiliate links. We specifically note at the top of a post when affiliate links are present, but for disclosure purposes, assume that any link you click on is an affiliate link. This means that we will earn a small commission if you decide to purchase the product linked to.

Additional Policies

Before using any page on this site, please review the Privacy Policy, Terms of Service, and Affiliate Disclosure. Accessing reallysmartadvice.com indicates acceptance of these policies.

Contact

If you have any questions regarding this policy, or your dealings with our website, please contact us here.

Terms of Service

By accessing the website (“site”) at reallysmartadvice.com (“RSA”), you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on our website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on our website;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by RSA at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

The materials on the RSA website are provided on an ‘as is’ basis. RSA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, RSA does not not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall RSA or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if RSA or a RSA authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on our website could include technical, typographical, or photographic errors. RSA does not warrant that any of the materials on its website are accurate, complete or current. RSA may make changes to the materials contained on its website at any time without notice. However RSA does not make any commitment to update the materials.

Links

RSA has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by RSA of the site. Use of any such linked website is at the user’s own risk.

Modifications

RSA may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Texas and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Digital Millennium Copyright Act (“DMCA”)

RSA respects the intellectual property rights of others. Per the DMCA, RSA will respond expeditiously to claims of copyright infringement on the Site if submitted to RSA Copyright Agent as described below. Upon receipt of a notice alleging copyright infringement, RSA will take whatever action it deems appropriate within its sole discretion, including removal of the allegedly infringing materials and termination of access for repeat infringers of copyright protected content.

If you believe that your intellectual property rights have been violated by RSA or by a third party who has uploaded materials to our website, please provide the following information to the designated Copyright Agent listed below:

  • A description of the copyrighted work or other intellectual property that you claim has been infringed;
  • A description of where the material that you claim is infringing is located on the Site;
  • An address, telephone number, and email address where we can contact you and, if different, an email address where the alleged infringing party, if not RSA, can contact you;
  • A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law;
  • A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf

RSA may request additional information before removing any allegedly infringing material. In the event RSA removes the allegedly infringing materials, RSA will immediately notify the person responsible for posting such materials that RSA removed or disabled access to the materials.

RSA may also provide the responsible person with your email address so that the person may respond to your allegations.

We reserve the right to make changes or additions to the information and data provided here, without prior notice.

If you have any questions about our policies please contact us by email using the form on our site.

Privacy

We understand your concerns about privacy and security when using the Internet and are committed to protecting the privacy of our valued customers.

Our website reallysmartadvice.com (“RSA”) does not sell, rent, or exchange any information collected via the Internet. RSA keeps all collected information confidential. We have implemented security policies and technical measures to protect your personal data from improper use or unauthorized access.

In order to fulfill your requests for our services and products, it is necessary to obtain your name, address, and phone number information. We use the information you provide to schedule the services and deliver the products you request. We may also use the information to contact you about our products, services, and events, to notify you about special offers or promotions, or to respond to your request for information from RSA.

RSA collects information as described to ensure personalized service to our customers. By using RSA you consent to the collection and use of data for this purpose. Any changes to this policy will be posted on the Web site.

If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.